Special Report: Digital Payments In The U.S.: No PhonePe Or Google Pay? How Americans Pay

Описание: In the digital age, cash is becoming less common, but how do Americans make digital payments without UPI, PhonePe, or Google Pay?

Unlike India, the U.S. does not have a centralized payment system like UPI. Instead, various banks and companies provide their own solutions:

Zelle: A bank-backed network allowing direct transfers between U.S. bank accounts, usually in real-time.

PayPal: A global platform for online shopping, bill payments, and money transfers. Works with debit/credit cards and bank accounts.

Venmo: Popular for peer-to-peer payments among friends and family, with a social-sharing feature.

Apple Pay, Google Pay, Samsung Pay: Mobile wallet services that store debit/credit cards digitally for fast, NFC-enabled payments in stores and online.

While these platforms are widely used, the U.S. still lacks a unified, real-time system like India’s UPI. UPI’s simplicity, efficiency, and low cost have made it a globally recognized digital payment model.

Learn how digital payments work in the U.S. and why UPI stands out worldwide!

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