UPI का खेल खत्म? कैश रखना शुरू कर दीजिए! Nirmala Sitharaman | MDR | Ashneer Grover

Описание: The controversy over UPI MDR charges intensifies after the Taxation and Other Laws (Amendment) Bill 2026 was passed in Lok Sabha, removing the statutory guarantee of free UPI and RuPay debit card transactions under the Payment and Settlement Systems Act. Ashneer Grover, former BharatPe co-founder, warns that introducing Merchant Discount Rate could push India back to a cash economy by discouraging merchants from accepting digital payments. Finance Minister Nirmala Sitharaman clarifies that MDR applies only to merchants and no final decision has been taken yet, while RBI Governor Sanjay Malhotra stresses the need for sustainable funding of payment infrastructure either through taxes or user fees. With UPI handling billions of transactions monthly and government subsidies already exceeding ₹11,000 crore, the debate highlights the future of India’s digital payment revolution and free UPI services.


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