COLA v Medicare Part B - Tug Of War!
Автор: The Guy Midkiff Show
Загружено: 2026-01-04
Просмотров: 55
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COLA vs Medicare Part B: Why Your “Raise” Doesn’t Feel Like One
Every year retirees see the same headline:
👉 Social Security benefits are going up.
But when the deposit hits the bank, many people ask the same question:
Where did my raise go?
In this episode, I break down the quiet tug of war between Social Security COLA and Medicare Part B, and why a higher benefit doesn’t always translate into higher spending power.
This isn’t about a tiny dollar increase.
It’s about net cash flow, rising fixed costs, and why retirees often feel squeezed even when benefits go up.
In this video, you’ll learn:
Why a Social Security COLA is not the same as a real raise
How Medicare Part B premiums can absorb increases before you ever see them
What the CPI (Consumer Price Index) basket is — and why retirees don’t live in it
The Net Cash Flow Test that actually tells you if you came out ahead
Practical planning moves to reduce surprises and protect purchasing power
If your retirement plan assumes COLA will fully protect you from inflation, this episode will challenge that assumption — with clear math and plain English.
This content is educational only. I’m not a financial advisor. Always consider your own situation and consult a qualified professional before making financial decisions.
👇 If this topic resonates, leave a comment. These real-world conversations are why this channel exists.
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