The Complete MLI Select Playbook for Multifamily Investors

Описание: In this episode of the PRUSKOP Podcast, I break down everything I know about CMHC’s MLI Select program: how it works, who qualifies, how to score the full 100 points, and what most people don’t tell you about the risks.

You’ve probably seen the headlines:
• 5% down apartment buildings
• 50-year amortization
• 1.1 debt coverage ratios

Yes, those are real.
But so are the capital requirements, rule changes, pre-leasing conditions, commercial lender fees, and worst-case scenarios.

This is not a hype video.
This is the real mechanics of how these deals are structured in Alberta, and what I walk through with my investor clients before they ever write an offer.

In this full deep dive, we cover:

0:00:00 - START
0:00:35 - What This Episode Covers
0:01:45 - What is CMHC & MLI Select?
0:02:53 - Why MLI Select Became So Popular
0:03:16 - Amortization Explained
0:04:35 - LTV Explained
0:05:49 - DCR Explained
0:07:12 - Do You Qualify?
0:07:27 - Experience Requirement
0:09:33 - Net Worth Requirement
0:11:50 - Liquidity Requirement
0:13:09 - 100-Point System
0:14:21 - Environmental Efficiency Points
0:15:33 - Accessibility Points
0:16:22 - Affordability Points (Edmonton Example)
0:20:05 - 10-Year Affordable Commitment Rule
0:21:03 - 3 Ways to Use MLI Select
0:21:13 - 1. Pre-Construction
0:25:00 - Builder Warranty
0:28:33 - The 11-Month Inspection Strategy
0:30:51 - 2. Build Your Own
0:34:00 - 3. Legacy / BRRR Strategy
0:41:19 - Costs Breakdown
0:48:07 - Lender & Broker Fees
0:51:32 - Pre-Leasing
0:52:58 - What Can Go Wrong
0:54:45 - CMHC Timeline & COI Process
0:59:30 - If Financing Falls Apart
1:02:00 - Your First Two Steps
1:02:46 - You Should Incorporate Early
1:04:48 - GST Strategy for Corporations
1:06:16 - Final Thoughts

If you're considering multifamily through MLI Select, start here.

If this episode helped you, like & subscribe.
Questions? Drop them below