Credit Scoring Algorithms: Who Decides Your Worth?
Автор: The Algorithm Effect
Загружено: 2025-08-15
Просмотров: 29
Описание:
Dive into the hidden world of credit scoring algorithms and discover who really decides your financial worth. From the origins of the FICO score in the 1950s to today’s AI-driven models analyzing everything from your payment history to social media activity, this video unpacks the complex, often opaque systems shaping our financial futures. Meet the real human stories behind the numbers and explore the growing calls for transparency, fairness, and accountability in credit scoring. Are these algorithms empowering or controlling us? Watch "The Secret World of Credit Scores: Are You More Than a Number?" to find out. Like and share if you believe your worth should be more than just a score! #CreditScores #FinancialLiteracy #FICO #AI #CreditAlgorithms #PersonalFinance #AlgorithmEffect
OUTLINE:
00:00:00 INTRO - The Hook
00:02:13 CHAPTER 1 - The Birth of the Score
00:04:17 CHAPTER 2 - Inside the Black Box
00:04:48 CHAPTER 3 - The Human Cost
00:05:15 CHAPTER 4 - The Rise of AI Credit Scoring
00:07:21 CHAPTER 5 - Who Holds the Power?
00:07:40 CHAPTER 6 - The Future of Credit Scoring
00:07:57 OUTRO - Call to Action
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