Roth Conversion Strategy: Calculate Your Break-Even Tax Rate

Описание: In this video, we explain Vanguard’s new “BETR” calculation — short for Break-Even Tax Rate — and how it changes the way Traditional-to-Roth IRA conversions can be evaluated.

Vanguard introduced the BETR framework to move beyond the traditional rule of thumb that compares only current versus future tax brackets. Instead, BETR identifies the exact future tax rate at which converting and not converting result in the same after-tax outcome.

Topics covered in this video include:

• What the BETR calculation is
• Why Vanguard developed this new framework
• How BETR differs from traditional Roth conversion rules
• Key variables that influence the break-even tax rate
• How to interpret BETR in a decision framework

This video is presented for educational and informational purposes only and focuses strictly on the concepts and mechanics described in Vanguard’s published research.

*************************************************************************************
1️⃣ Do you have a income plan set up to never outlive your money, so you are not a burden on loved ones?

2️⃣ Are you getting the greatest returns with the least amount of risk for you personal risk tolerance?

3️⃣ Do you have a tax plan in place to pay the minimum taxes allowed by law?

4️⃣ Are you maximizing your Social Security Benefits?

💰 💰 💰NEED HELP WITH YOUR RETIREMENT PLAN? 💰💰💰
💰You can schedule a complementary visit to discuss your needs: 💰
Call us at (479) 268-4463 or go to https://www.guardianfinancialinc.com

***********************************************************************************
📘 Pick up Tony's latest book: The 10 Tax Commandments. 📘
https://tinyurl.com/2ptbau8m

***********************************************************************************
SOCIAL MEDIA:

Facebook:   / guardianfinancialinc  

Twitter:   / guardianfininc  

Linkedin:   / guardianfinancialinc  

Podcast: https://podcast.guardianfinancialinc....

*************************************************************************************
POPULAR RETIREMENT VIDEOS:

✅ Index Annuity - Should I own a Annuity?
   • Fixed Index Annuity - Should I Own a Annui...  

✅ Working While Receiving Social Security
   • Working While Receiving Social Security in...  

***********************************************************************************
#investing #vanguard #financeinfocus

***********************************************************************************Full Legal Full Legal Disclaimer:

All content provided by Guardian Financial, Inc. is for educational and informational purposes only and should not be construed as individualized investment, legal, tax, or insurance advice. Opinions expressed are those of Guardian Financial, Inc. and its representatives and are based on publicly available information believed to be reliable at the time of recording; however, we make no representation as to the accuracy or completeness of such information.

Advisory services are offered by Guardian Financial, Inc., a Registered Investment Advisor in the state of Arkansas. Insurance products and services are offered through Guardian Financial Advisors and Associates, LLC, an affiliated company.

This content is not intended as an offer or solicitation to buy or sell any security or financial instrument. Any investment strategies or references discussed may not be suitable for all individuals. Viewers should consult their own financial advisor, CPA, attorney, or other qualified professional regarding their specific financial, legal, or tax situation before implementing any strategy.

While information is provided in good faith, Guardian Financial, Inc. makes no warranties or representations, express or implied, regarding the accuracy, adequacy, validity, reliability, or completeness of any information presented. Under no circumstances shall Guardian Financial, Inc. or its affiliates be liable for any loss or damage arising from reliance on the information provided.

Guardian Financial, Inc. and Guardian Financial Advisors and Associates, LLC are not affiliated with or endorsed by the Social Security Administration or any other government agency and are not engaged in the practice of law.