How Aggressive Should My 401k be? (Asset Allocation Explained)

Описание: If you have ever wondered how aggressive should my 401k be - OR - What is asset allocation? ...then you might like this video. Understanding asset allocation and how aggressive your 401k asset allocation should be are important components within the perspective of your overall Financial Plan for retirement.

We do not go into depth within this video about Modern Portfolio Theory, but in a similar way, your 401k asset allocation is just one component within the bigger picture of your total Financial Plan and it does not have to be allocated the exact same way as your other retirement accounts. Each account you create or fund may have a different role for your financial future. As your Financial Life grows and matures over time, you may develop different asset allocation strategies for different accounts.

My wife and I merged all our finances after getting married and each of our individually owned accounts have been combined into our Financial Plan. In this video I share our personal, Very Aggressive asset allocation of nearly all stocks/equities within her 401k. This allocation is intentional and plays an important role within our 'total portfolio', but it is not a reflection of our all our accounts/assets.

Vanguard Asset Allocation Tool:
https://personal.vanguard.com/us/Fund...
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ABOUT ME 👇

I've been involved in people's financial decisions for 15+ years (7 yrs Real Estate experience & 8+ yrs as a former Financial Advisor)...I now bring the financial successes, mistakes, failures, and best financial habits/tips to you through these videos.

My mission is to bring Financial Awareness to the forefront of your daily decisions so you can: improve your quality of life, increase your net worth, and grow upon your financial literacy. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, entrepreneur, and of course...my experience as a Former Financial Advisor.

This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.

#401k
#TimeHorizon
#FinancialPlanning

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.