Old Age Security 2026: 5 Numbers That Decide Your Deposit

Описание: Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) in 2026, explained with real numbers: the OAS maximum of $762.50, the GIS income test, the $5,000 work-income exemption, the OAS clawback line and the reward for delaying OAS to 70.
Plus the OAS and GIS payment dates left in 2026 (November 26 and December 22) and a short checklist for this week.

Every figure was checked on the official Government of Canada page on November 2, 2026. Amounts are maximums or official table values; your own amount depends on your situation.

Chapters:
0:00 OAS increase: what changed this fall
3:18 1. OAS maximum 2026, and who gets a partial pension
6:29 2. GIS and last year's income (3 real examples)
12:30 3. GIS work-income exemption ($5,000)
13:54 4. OAS clawback (recovery tax) line
15:32 5. Delaying OAS to 70: the reward for waiting
16:53 OAS & GIS payment dates left in 2026
19:18 Quick answers
20:12 What to do this week (checklist)

Sources:
Old Age Security payment amounts: https://www.canada.ca/en/services/ben...
Old Age Security - How much you could receive: https://www.canada.ca/en/services/ben...
Guaranteed Income Supplement - Receiving your benefit: https://www.canada.ca/en/services/ben...
Benefits payment dates: https://www.canada.ca/en/services/ben...
Maximum Benefit Amounts - CPP (2026) and OAS (October to December 2026): https://www.canada.ca/en/employment-s...
Maximum Benefit Amounts - CPP (2025) and OAS (October to December 2025): https://www.canada.ca/en/employment-s...
Old Age Security pension recovery tax: https://www.canada.ca/en/services/ben...
GIS for a single person who receives OAS, Oct-Dec 2026 (open.canada.ca table 1): https://open.canada.ca/data/dataset/d...
Guaranteed Income Supplement - Overview: https://www.canada.ca/en/services/ben...
Guaranteed Income Supplement - Apply: https://www.canada.ca/en/services/ben...
Government of Canada to release Budget 2026 on November 5: https://www.canada.ca/en/department-f...

Start here:    • Start Here: CPP, OAS and GIS Explained  
All OAS & GIS videos:    • OAS & GIS Explained: Amounts, Clawback, Pa...  
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Independent, not a government channel. General information, not financial advice: confirm your own amounts with Service Canada. We will never ask for your SIN, banking details or personal information, here or anywhere else. If someone does, it isn't us.

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