Eight DIY Credit Repair Tips
Автор: Lexington Law
Загружено: 2020-06-16
Просмотров: 360
Описание:
Check out these eight DIY (do it yourself) credit repair tips:
1. Access your credit reports from all three bureaus. You want to see the full picture of your credit history.
2. Review each report. You can dispute any incorrect information.
3. Request to have negative items removed. You can file your challenge online, over the phone or by mailing a letter.
4. Wait for a response. Credit bureaus have 30-45 days to investigate your dispute.
5. Pay your bills on time. Your payment history accounts for 35% of your score.
6. Pay down credit cards. Pay more than the minimum to decrease your utilization ratio.
7. Be strategic about applying for new credit. Be careful when you apply for new credit - it can hurt your score.
8. Learn how negative items affect your score. Negative items, like late payments, will cause your score to dip.
You can enroll with our services online through our website https://clients.lexingtonlaw.com/login.
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