How to thoroughly vet your tenant
Автор: TPN Credit Bureau
Загружено: 2022-09-23
Просмотров: 4022
Описание:
Episode 1: Securing a quality tenant, helps to avoid the headaches for landlords and Property Practitioners when it comes to rental payments. It is well understood that it is important to vet your tenant prior to entry into a lease agreement.
Are you finding credit reports confusing? Or, perhaps it is difficult to interpret the information that you just obtained for your prospective tenant.
This webinar will cover:
1. The difference between a Credit Check on an Individual and a Business
2. How to interpret the Credit Check Report
3. Must-know Credit Check “hacks”
4. How to perform an IDV enquiry
5. Understanding HANIS versus NPR
6. Frequently Asked Questions
00:00 - Start
01:37 - CHAPTER 1 INDIVIDUAL ENQUIRY
12:22 - Interpreting credit check results
12:44 - ID verification results
14:19 - RentCheck ® Scorecard
16:40 - Accounts Summary
18:00 - TPN Information – deeds, directorship and payment history for previous rentals
20:37 - TransUnion information – Consumer payment and loan history
23:47 - ID Verification and Biometrics
24:07 - Proof of address and downloadable KYC certificate
24:37 - Property / Deeds
24:57 - Bank Account Verification
25:37 - CHAPTER 2 BUSINESS CREDIT CHECK
29:44 - Interpreting Business credit check results
30:22 - TPN RentCheck ® scorecard and Business Credex ®
32:37 - Members and Directors of company
34:07 - TPN Accounts – Payment profiles
35:03 -TPN Deeds and TransUnion Scan on file
36:36 - Director defaults
38:47 - Submitting data
39:00 - CHAPTER 3 MONITORING
40:00 - Monitoring dashboard
40:55 - Risk categories for debtors
41:23 - Compare your rental portfolio against the national benchmark
45:00 - Collections summary
46:07 - Manage debtors proactively with online monitor
46:31 - Inactive Monitoring
50:08 - Managing multiple portfolios
50:56 - End
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