How to get a 800 score 🔥 (follow in description)

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Step 1: 📝 First things first, I’m pulling ALL 3 of my credit reports by clicking the link up in the bio — Experian, Equifax, and TransUnion. I need to see EVERYTHING that’s holding me back. We’re breaking it all down, line by line. 🔍

Step 2: 🧼 Next, I’m cleaning up my personal info. That means old addresses, incorrect names — anything outdated that ties me to negative accounts. We’re cutting it off ✂️🗂

Step 3: 🎯 I’m making a hit list of every negative account, collection, and charge-off. Those are getting hit with dispute letters ASAP. No online clicking — I’m using consumer laws to make it stick 📬⚖️

Step 4: 🚫 I’m not going back and forth with the credit bureaus. I’m building my case with receipts — laws, violations, and whatever it takes to make them RESPECT my dispute 💼📄

Step 5: 🏃‍♂️ If they wanna play, I’m heading straight to CFPB.gov (Consumer Financial Protection Bureau). I escalate every dispute — because when CFPB is involved, things move FASTER ⚡📈

Step 6: 📞 For hard inquiries pulling my score down, I’m disputing those too. The play? 24 hours after I file, I’m calling the bureaus to press them. Fast-track those removals 🚀

Step 7: 💪 While all that’s in motion, I’m adding positive accounts — Rental Kharma, Self, Grain, etc. Credit builder accounts that report on-time payments. Stack up that good credit 📊✨

Step 8: 💳 Next, I’m attacking utilization. I’m paying down my credit cards or requesting limit increases to get my usage down to 1% or less — the sweet spot for MAX points 🎯📉

Step 9: 🔐 I’m tapping into authorized user tradelines — 10+ year-old accounts with perfect payment history. That’s a cheat code for a HUGE score jump 💥📈

Step 10: 🤝 I’m locking in with a credit community — Facebook groups, mentorships, or people on the same journey. Staying connected and learning beats trying to figure it all out solo 💬✨

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DM “CREDIT” to get started fixing your credit and building the score you deserve! 📊💰