Two Retirees, Same 7% Returns, One Goes Broke

Описание: Here's something that might shock you: Two retirees can have the exact same 7% investment returns over 20 years, and one could end up broke while the other lives comfortably. The difference? Pure timing.
In this video, you'll discover:
✓ The "timing trap" that may catch many couples off guard
✓ Why identical 7% investment returns can produce completely opposite outcomes
✓ Three proven strategies to help protect against sequence of returns risk
✓ Real examples of how retiring in 2008 vs 2012 can change everything

What we cover:
-Why a conservative 4% withdrawal rate might save your retirement
-How to use "guardrails" to adjust spending based on market conditions
-Strategic diversification that gives you options when markets crash
-The difference between retiring right before vs. after a market crash

Timestamps:
00:00 The Shocking Reality of Retirement Timing
01:00 Understanding the Timing Trap
02:09 Strategy 1: Conservative Withdrawals
03:10 Strategy 2: Implementing Guardrails
04:50 Strategy 3: Strategic Diversification
06:08 Recap and Final Thoughts

Key Takeaway: When you're withdrawing money from your portfolio, timing can matter just as much as average returns. Get hit with losses early in retirement, and you might never recover.
Our team at Josten Financial has helped couples navigate market volatility for almost 50 years. These aren't experimental strategies - they're time-tested approaches that may help protect what you've built.