Post Office MIS Scheme + PPF | Tax FREE upto 12% Return Strategy Explained

Описание: Looking for a safe monthly income investment with government guarantee? In this video, we discuss the Post Office Monthly Income Scheme (POMIS) and a smart strategy that can potentially generate up to 12% p.a. annual returns* when planned properly.

Invest in Fixed Return BONDS and Earn upto 12%* P.A.: https://stablemoney.onelink.me/rkWL/v...

This video is especially useful for retirees, salaried individuals, senior citizens, and conservative investors who want *low-risk investments with regular income*.

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*Post Office Monthly Income Scheme (POMIS) – Key Rules (Short):*

• Government-backed investment scheme offered by *India Post*
• Interest rate: *7.4% p.a. (paid monthly)* (subject to revision)
• Minimum investment: *₹1,000*
• Maximum investment: *₹9 lakh (single)* and *₹15 lakh (joint)*
• Lock-in period: *5 years*
• Interest is *paid monthly as income*
• Premature withdrawal allowed *after 1 year with penalty*
• Investment is *not eligible for Section 80C deduction*
• Interest earned is *taxable*
• Ideal for *retirees and investors seeking stable monthly income*

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*PPF (Public Provident Fund) – Key Rules (Short):*

• Minimum investment: ₹500 per year
• Maximum investment: ₹1.5 lakh per financial year
• Lock-in period: 15 years
• Interest rate: Declared quarterly by the Government of India
• Interest earned is *tax-free*
• Investments qualify for *Section 80C deduction*
• Partial withdrawal allowed from *7th financial year*
• Loan facility available between *3rd and 6th year*
• Account can be extended in blocks of *5 years after maturity*
• Only *one PPF account allowed per individual*
• Joint accounts are *not permitted*

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⚠️ Disclaimer:
This video is made for educational purposes only. Investment returns and outcomes depend on multiple factors. Please consult a qualified financial advisor before making any investment decisions.

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⚠️ Disclaimer: Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks, including delay and/ or default in payment. Read all the offer-related documents carefully. The inventories offered on the platform offer interest ranging from 9-12 % returns.

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