Full Show: Clark Stinks! & Clark’s Housing Market Predictions in 2026

Описание: It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, what will happen to home prices in 2026? Clark shares his predictions – including if conditions are finally favorable for buyers.

All this and more on the February 6, 2026, episode of The Clark Howard Show.

Submit your opinions or questions:
https://clark.com/clarkstinks/
https://clark.com/ask/
https://clark.com/about-consumer-acti...

00:00 - Intro
01:01 - Clark Stinks - Why don’t you talk more about IRS Free Fillable Forms, which are truly free, not income-based, and different from the guided Free File software? (Bonnie, MO)
02:45 - Clark Stinks - Can you give real examples where cruise line or tour company travel insurance failed to cover what customers expected compared to independent travel insurance? (Alex, FL)
03:26 - Clark Stinks - Is it true you can buy travel medical insurance cheaply by setting the trip cost to $1–$2 so you’re not paying for bundled trip insurance? (Mark, FL)
06:04 - Clark Stinks - Can you comment on how your prostate cancer updates and PSA awareness may be helping listeners catch cancer early? (Dave, IN)
08:54 - Clark Stinks - Should you be more specific when recommending Fidelity target date funds since there are multiple versions with very different expense ratios? (Seth, IN)
10:55 - Clark Stinks - Should people really hoard HSA money when beneficiaries must pay taxes on the full balance after death, making it less ideal as an inheritance account? (Tim, OH)
12:45 - Clark Stinks - Do car insurance tracking devices unfairly penalize safe drivers for “hard braking” even when avoiding accidents? (Eric, SC)
15:08 - Clark Stinks - Is one downside of bank CDs that auto-renewal can lock you into terrible rates compared to brokerage CDs that usually renew competitively? (Pete, MA)
16:26 - Should people delay Social Security not just for themselves but to maximize survivor benefits for their spouse? (Doug, MN)
19:24 - Clark’s Housing Market Predictions in 2026
27:25 - How many umbrella insurances does one need to carry? Does it work like an overlay to everything we own? (Shannon, MT)
28:49 - Ask Clark - Are there issues using Mint Mobile when traveling internationally, especially in Europe, compared to major carriers? (Joe, NY) - Ask Clark - Do you recommend carrying a spare phone when traveling, and how should it be set up for emergencies or international use? (Scott, PA)
32:34 - Ask Clark - Is it smart to prepay international hotels now to lock in today’s exchange rate, or is the risk of non-refundable bookings too high? (Bonnie, OH)


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