State Pension Tax 2026 | The £22 Trap Every UK Retiree Must Know
Автор: Retire Tax Free UK
Загружено: 2026-06-03
Просмотров: 360
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State Pension Tax 2026 | The £22 Trap Every UK Retiree Must Know
Is your State Pension about to be taxed? In 2026, the full new State Pension is £12,547 per year — just £22 below the frozen Personal Allowance of £12,570. In this video I explain exactly what the £22 tax trap is, why 8.8 million UK pensioners are already paying income tax, and the 4 strategies you can use right now to protect your retirement income.
⏱ CHAPTERS
0:00 — Why this matters right now
0:45 — Who this video is for
1:30 — The State Pension amount for 2026
3:00 — The Triple Lock explained
5:00 — Who is already paying income tax
6:30 — How HMRC actually collects the tax
8:00 — Strategy 1: Know your exact income
9:30 — Strategy 2: Use your ISA allowance
11:00 — Strategy 3: Marriage Allowance
12:00 — Strategy 4: Time your withdrawals
12:30 — What's coming in 2027 and 2028
14:00 — Your 3-step action list this week
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📧 New here? Start with this playlist: [link to "State Pension & Triple Lock UK" playlist]
⚠️ DISCLAIMER
This video is for educational and informational purposes only. Nothing in this video constitutes financial advice. Always seek guidance from a qualified, FCA-regulated financial adviser before making any financial decisions.
#UKRetirement #StatePension #RetireTaxFree #PensionTax2026 #TripleLock #HMRC #PersonalAllowance #FiscalDrag #UKPension #RetirementPlanning
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