$900M, Zero Collateral — Clearpool

Описание: #Clearpool #CPOOL #DeFi #RWA #PrivateCredit #Tokenization — In 2021, every DeFi loan was over-collateralized, which made it useless for real trading firms. So a former bank repo trader built Clearpool: a place where vetted institutions borrow on-chain with ZERO collateral. It's since arranged nearly $950 million in loans, survived the 2022 FTX stress that broke its rivals, and quietly reinvented itself into RWA-yield and stablecoin infrastructure with its own chain, Ozean.

This is the full story: the founders, how uncollateralized lending actually works, the Oracle and default mechanics, the 2022 Auros near-default (and why the $36M Orthogonal default was Maple, NOT Clearpool), how Clearpool makes money, the pivot to Ozean and the USDX stablecoin, and the latest 2026 developments.

Honest and non-promotional: this is curated, KYC-gated institutional credit that settles on-chain — not a coin to buy, and not financial advice.

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TIMESTAMPS
0:00 Opening Hook
0:52 The Rule DeFi Wouldn't Break
2:35 How You Lend With No Collateral
4:32 The Test That Nearly Broke It
6:35 The Pivot: Lender To Yield Engine
8:25 Where It Stands Today
10:21 Closing
11:13 Final Thoughts

Full research + every source cited: https://app.notion.com/p/38f2f9742ef7...

Drop a comment: would you ever lend into an uncollateralized pool — or is collateral non-negotiable for you?

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