Annuity Settlement Options: Lump Sum, Period Certain, Survivorship, &c

Описание: Annuities are versatile instruments that can be put to numerous uses. However, they are primarily designed as retirement products that can help to ensure that you don't outlive your money.

But, when it comes time to actually select the type of annuity payout that is right for you, the choices can be somewhat overwhelming.

From simply "cashing out" (or *surrendering*) your annuity and taking a "lump sum," to choosing what kinds of guarantees ("certainties") or survivorship elections, owners can easily feel paralyzed by indecision.

In this video, I aim to demystify the situation and introduce you to some of the options that are commonly offered.

Disclaimer: I am not a financial adviser or retirement planner. This presentation is intended for general informational or entertainment purposes only. Nothing herein should be construed as specific financial, insurance, investment, legal, retirement, savings, tax, or any other sort of advice. For personalized evaluations and recommendations, consult licensed professionals in your area.

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