Can You Claim GST Refund on Home Construction? Here's What’s Allowed and What’s Absolutely Not

Описание: Think you can claim a GST refund on your new home construction? Here's the harsh truth — most people can’t, and if you're not careful, you could be misled into expecting lakhs back that you’ll never get.

In this episode, Sourabh reveals he paid nearly ₹9 lakhs in GST while building his home, leaving his friend Mansi shocked. She asks the obvious — “Is there no claim or refund for that?” What follows is a reality check most homeowners need.

When you build a house for personal use, the 18% GST on materials and services is not refundable. There’s no Input Tax Credit (ITC) benefit either. Whether it’s paint, plumbing, cement, or architectural services — all of it attracts GST, and once paid, it’s gone.

Now, if you were constructing a commercial property or a business-use space, and you were a GST-registered entity, you could claim GST as ITC. But for regular residential construction? Refunds are a no-go.

Even for under-construction properties, GST is charged — and still, there's no way to claim it back, whether you plan to live in it or sell it. The only way to be absolutely sure? Check reliable sources like gst.gov.in and cbic.gov.in — just like Sourabh did — and don’t fall for vague "builder promises" or WhatsApp forwards.

This video clears the air and helps you avoid expensive misconceptions when budgeting your home construction.

For more clarity on home construction, taxation, and smart budgeting — follow Brick & Bolt!

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