How does Social Security work?

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Applying for Social Security Disability benefits is a long, complicated, frustrating, and often confusing process. As Social Security lawyers in North Carolina, we are often asked about what happens. How long does it take? What steps are there? Is there a way to improve your chances of being approved? Let David Henson of HensonFuerst Attorneys walk you through what you can expect to happen as you apply for Social Security Disability.

** Principal Office of Henson & Fuerst, PA: 2501 Blue Ridge Road, Raleigh, NC 27607 **
Hi, this is DH, with HensonFuerst Attorneys serving all of North Carolina. We get calls every day from clients wanting to know about social security disability and how to apply, so I thought I would take a little time today to outline the ways you can apply and point out a couple of things that I think you should keep in mind when applying:
First, there are four main ways that you can apply for disability benefits through the Social Security Administration:
1. Call the Social Security Administration at (800) 772-1213. They will arrange a time for you to conduct a telephone interview with a disability representative who will fill out your initial application over the phone, or...
2. Visit your local Social Security Administration office. They will schedule an in-person interview to complete your initial application, or...
3. If you have Internet access, go to www.socialsecurity.gov and fill out an application electronically, or...

4 You can contact a social security disability attorney to help you apply in one of the above ways. Most clients apply on their own, but we regularly assist clients at the very start of the process.

Now, when you apply, we recommend that you ask the social security representative about three things:
1. What is your Primary Insurance Amount (PIA)? This is the amount of monthly benefit that you would be entitled to, if you are approved for benefits.
2. What is your Date Last Insured (DLI)? This is the cutoff date after which you are no longer eligible for SSDI benefits--sort of like an expiration date. You must be able to prove that your disability condition began before this date.
3. Are you eligible for Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), or both? Depending on your work history, number of credits paid into the system, and financial situation, you may be eligible for one or both of these programs run by Social Security.

The answers to these questions are important because they tell us what claims for benefits you may be entitled to, and assist us in calculating how much in past and future benefits you will receive (if approved). We find that these are common questions asked by clients, and allow us to explain what your options are available to you when you are considering hiring a lawyer.

If you have additional questions regarding the application for social security disability insurance, please visit our website at www.lawmed.com We have an entire section of materials available to assist you in becoming more educated about the application process.

This is DH with HF. If you have questions, we have answers.