294. How to Stop Using Credit Cards & Create a Budget That Runs on Autopilot with The Budget Besties

Описание: Hi mama,



If you feel like you make good money… but somehow still feel stressed about it — this episode is for you.



In part two of our mini money mindset series, I’m sitting down with Shana and Vanessa… the Budget Besties… to talk about how working moms can:




• Stop relying on credit cards

• Dig out of holiday debt

• Avoid the “Amazon black hole”

• Create separate spending buckets that actually work

• Set up a simple budget system that runs on autopilot

• Teach kids healthy money habits early




We’re talking about real life budgeting…. not restriction, not shame, not tracking every penny — but building a system that supports your goals, your family, and your future.



If you’ve ever said:

“I’ll figure it out later.”

“I make good money… why does it feel tight?”

“I don’t even know where it’s all going…”



This conversation will change how you think about money.



Plus, we dive into:

✔️ The Christmas debt hangover

✔️ Why credit cards feel like a black hole

✔️ How to automate your budget so it works even when life gets crazy

✔️ Giving your kids their own accounts and financial responsibility

✔️ How to divide holiday spending by 12 so next year feels calm



Because becoming intentional with your time also means becoming intentional with your money.



Future you is cheering you on!



💡 Links and Resources Mentioned:




• Budget Besties Simplified Budgeting System (https://budgetlikekerri--budgetbestie...) – grab their beautiful, clean budgeting system that will help you tell your money where to go instead of wondering where it went!


• 🌟 Stress Free Weeknight Dinners Guide (https://kerri-patt.kit.com/26b9d2f7dd) — Your go-to for cutting grocery bills and dinner stress




If this episode helped you, take a screenshot and share it with another mama who could use a little financial breathing room.



And remember… saving money doesn’t mean shrinking your life.

It means protecting your future peace 💛



Join our free Facebook community Work-Life Balance for Working Moms (  / momwifecareerlife  ) and tell us:

What’s one way you are cutting costs this month? 💭



⭐ If you found this episode helpful, please take a minute to leave a 5-star review on iTunes… your reviews help more moms find the show!



📌 Grab More Freebies!




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• 🔥 Boundaries Made Simple (https://kerri-patt.kit.com/boundaries...) … guilt-free scripts, mindset shifts, and a “guilt-detox” checklist


• 💖 Goal Manifesting Planner  (https://kerri-patt.kit.com/goalmanife...) … map your dreams with bite-size prompts


• 🥗 Stress Free Weeknight Dinners Guide (https://kerri-patt.kit.com/26b9d2f7dd) … reclaim your evenings (and your sanity)


• 📱 Tech Time-Out for Moms Guide (https://kerri-patt.kit.com/d0bc48bb46) … ditch the scroll and win back precious minutes


• 🧹 Spring Cleaning Checklist (https://kerri-patt.kit.com/springclea...) … because clutter steals time, too


• 🎅Christmas Planning Guide (https://kerri-patt.kit.com/43216c579c) … yes, early prep counts as self-care




Want to connect with other amazing moms?

Join us in our Facebook group, Work-Life Balance For Working Moms (  / momwifecareerlife  ) , where we share tips, support, and inspiration every day!



⏰ Ready for 1:1 support? ⏰

If you’re looking to get control of your schedule and make time for amazing family memories, book a FREE discovery call (https://calendly.com/momwifecareerlif...) with me today!



 



Love & Light, 

Kerri



Let's keep the conversation going. E-mail or DM me to connect or to share a topic that you would like me to cover on the show!



Contact me: [email protected] (mailto:[email protected])



Instagram:   / mom.wife.career.life  



Website: momwifecareerlife.com (http://www.momwifecareerlife.com)



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