Rates Are Steady, the Fed Is Shifting, and What It Means | Market Recap - January 30, 2026

Описание: Market Recap - January 30, 2026

Mortgage rates were largely unchanged this week, keeping conditions relatively steady for buyers who are prepared. That kind of consistency has been hard to find in recent years, and it matters.

We are also approaching a new chapter at the Federal Reserve. Fed Chair Jerome Powell’s tenure is coming to a close after a period marked by inflation and sharp policy moves. Many of those decisions continue to shape the market today.

Looking ahead, new Fed leadership is expected to focus on balance, credibility, and long term stability. Even with change at the top, the Fed remains committee driven, which helps prevent sudden shifts.

In a steadier environment, preparation and clear guidance matter more than reacting to headlines.

As always, feel free to reach out to me directly to get pre-approved and educated so you can make the right decision for you. You can also book a free CIA (Credit, Income, Asset) Analysis via to my calendar link (https://www.billgaylord.com) so you know exactly where you stand now and what you need to do to get into a home. Let’s run your numbers!

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Bill Gaylord, NMLS 680603 | Gaylord-Hansen Team at CrossCountry Mortgage | 702-757-8131 | https://www.billgaylord.com

Rate Source: Mortgage News Daily (https://www.mortgagenewsdaily.com)

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

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