Is Debt Really Bad? Amit Pathak Explains EMIs, Loans & Modern Borrowing

Описание: Most of us grow up believing that debt is something to avoid at all costs. But is debt really the problem, or is it how we use it?

In this episode of **Simple Hai!**, Vivek Law speaks with **Amit Pathak, Business Head – Unsecured Loans, Kotak Mahindra Bank**, about India's changing relationship with debt, the rise of EMIs, and why younger generations are approaching borrowing differently.

The conversation explores:

Is debt inherently bad?
Why EMIs have become a part of everyday life
How attitudes towards borrowing have evolved
The importance of responsible credit use
How regulations have changed the lending landscape

Whether you're considering your first loan or simply want to understand credit better, this episode offers valuable insights into modern personal finance.

Watch the full episode Out Now.




Distribution Partner: The Free Press Journal

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Disclaimer:
The content of this video is for informational and educational purposes only. Simple Hai! does not provide financial, legal, or medical advice. The views expressed in this video do not necessarily reflect the official policy or position of Simple Hai! and Simple Hai! is not responsible for the opinions expressed by the guests. Always seek the advice of a qualified professional with any questions you may have regarding a specific matter.