Mortgage Rates Update: Spring Housing Market & Rocket Lawsuit Explained

Описание: In this episode of The Mortgage Guy Podcast, Adam Rose—Vice President & Senior Loan Officer at Western Ohio Mortgage—delivers a concise mortgage market update, breaking down where interest rates, housing inventory, and buyer activity stand as we head into the spring market.

Mortgage rates remain flat following the latest Fed meeting, with no immediate rate cuts expected. Adam explains how a weaker U.S. dollar, rising gold and silver prices, and upcoming jobs data could influence inflation and future rate movement. Fannie Mae and Freddie Mac continue projecting rates trending into the low 5% range later this year, depending on economic conditions.

🏡 Spring housing market outlook:
Homes are taking slightly longer to sell, but well-priced, updated properties in strong locations are still moving quickly. Adam explains what buyers and sellers should expect in March, April, and the 2026 spring housing season, including the possibility of additional price adjustments.

⚖️ Major mortgage industry news:
This episode covers a new class-action lawsuit filed against Rocket Mortgage, led by the same legal team involved in the 2024 NAR settlement. Topics include:

Mortgage and real estate referral network models

Potential RESPA compliance violations

How referral fees may impact consumer interest rates and closing costs

Possible ripple effects for Zillow, USAA, and other large platforms

🎓 Mortgage professionals:
Adam also announces the Ohio Mortgage Bankers Association Future Leaders Program, beginning March 3rd. The program includes live virtual sessions, national industry speakers, and an in-person Day at the Ohio Statehouse focused on advocacy, ethics, and consumer protection.

This episode is essential viewing for homebuyers, homeowners, real estate agents, and mortgage professionals looking to stay ahead of market trends and regulatory changes.

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📞 Questions about buying a home or improving your mortgage readiness?
Reach out to the team at Western Ohio Mortgage—we’re happy to help.

📲 Contact Adam Rose
Western Ohio Mortgage MB #9601
Adam J. Rose NMLS #870301
📞 937-497-9662
📧 [email protected]

🌐 www.westernohiomortgage.com

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