Auto Liability Insurance Policy / Póliza de Seguro de Responsabilidad Civil para Automóviles

Описание: InsuranceSpanish is an insurance industry resource for Spanish speakers. Maybe you studied Spanish in school. Maybe you even grew up speaking Spanish at home. Now you're in the business world, and you need business vocabulary. Come with us as we go on location to see Insurance Spanish in action.

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InsuranceSpanish es un recurso para hispanohablantes en la industria de seguros Tal vez estudiaste español en la escuela, tal vez incluso creciste hablando español en casa, pero ahora estás en el mundo de los negocios y necesitas vocabulario de negocios. Ven con nosotros y descubre Insurance Spanish en acción.

An auto liability insurance policy provides coverage for bodily injury or property damage that you might cause to others while you are driving.

Una póliza de seguro de responsabilidad civil para automóviles brinda cobertura por lesiones corporales o daños a la propiedad que usted podría causar a otras personas mientras conduce.

If you are in an accident, the police may ask for you to show proof that you have an auto liability insurance policy.

Si está en un accidente, la policía puede pedirle que demuestre que tiene una póliza de seguro de responsabilidad civil.

Dwight: Hola. Buen día. My name is Dwight. Welcome to Insurance Spanish. Maybe you studied Spanish in school. Maybe you even grew up speaking Spanish at home, but now you are in the business world, and you need business vocabulary. Come with me as we go on location to look at Insurance Spanish in action.

Today I am here with Mayra in La Quinita, California. Our phrase for the day is:

An auto liability insurance policy provides coverage for bodily injury or property damage that you might cause to others while you are driving.

Mayra: Una póliza de seguro de responsabilidad civil para automóviles brinda cobertura por lesiones corporales o daños a la propiedad que usted podría causar a otras personas mientras conduce.

Dwight: The coverage under a typical auto insurance policy is divided into two categories:

Physical damage coverage

Mayra: Cobertura de daño físico

Dwight: And Liability coverage

Mayra: Cobertura de responsabilidad civil

Dwight: You purchase physical damage coverage if you want coverage for your own car. For example, physical damage coverage could pay you in case your car is damaged by something like fire

Mayra: Incendio

Dwight: Hail

Mayra: Granizo

Dwight: Or even theft

Mayra: Robo

Dwight: Unlike Physical Damage Coverage, Auto liability coverage does not provide coverage for your own insured vehicles. Auto Liability Coverage provides insurance in case you cause bodily injury

Mayra: daños corporales

Dwight: or property damage

Mayra: daño a la propiedad

Dwight: to others. Although the minimum limits vary by state, every state in the United States requires autos that are being driven on their roads to have proof of liability insurance. This means that there is an exception to our previous bonus phrase where we said, “The police don’t care about your insurance policy.”

Ernesto: La policía no se preocupa por su póliza de seguro.

Dwight: Although it is generally true that the police don’t care about the insurance that you have to protect you or your own business, the police do care about you having the required auto liability insurance to protect others.

So, our phrase for the week is: An auto liability insurance policy provides coverage for bodily injury or property damage that you might cause to others while you are driving.

Mayra: Una póliza de seguro de responsabilidad civil para automóviles brinda cobertura por lesiones corporales o daños a la propiedad que usted podría causar a otras personas mientras conduce.

Dwight: And our bonus phrase for this week is:

If you are in an accident, the police may ask for you to show proof that you have an auto liability insurance policy.

Mayra: Si está en un accidente, la policía puede pedirle que demuestre que tiene una póliza de seguro de responsabilidad civil.

Dwight: Do you want to learn more? Check out our other videos. Like us, and subscribe to the channel. In the comments section, let us know what videos you want us to do next.

Dwight:¿Quieres aprender más? Checa nuestros otros vídeos. Haz clic en “Like”, y suscríbase al canal. En la sección de comentarios, háganos saber qué videos desea que hagamos a continuación.