How to Lower Your Mortgage Payment WITHOUT Refinancing 💡🏡
Автор: Ben Eddy | Mortgage Lending
Загружено: 2025-03-26
Просмотров: 635
Описание:
Here’s a mortgage trick no one talks about—it’s called a RECAST.
If you’ve got a low interest rate and just came into some extra cash (like a bonus or sale proceeds), you can use that lump sum to reduce your loan balance. The bank will recalculate your monthly payment based on the new lower balance—without touching your interest rate!
✅ Keep your rate
✅ No credit check
✅ No closing costs
✅ Just a small fee
Example:
$50K toward principal = $225/month lower payment on a $400K loan at 3.5%
📉 Want to pay less each month without refinancing? This is your move.
💬 Comment below if you’ve heard of a RECAST or if you’d try this!
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