How to Buy a House in 2026

Описание: Mortgage rates just hit their lowest weekly average of 2025, and pending home sales just reached the strongest level since early 2023—during a season when the housing market usually slows down.

In this January 2026 Housing Market Update, I break down what the data is saying about:
• mortgage rates and where they may go next
• housing demand and why buyers are re-entering the market
• home prices and why a national “crash” still isn’t showing up
• the growing divide between buyers with a plan and buyers waiting
More importantly, I walk through what this means for YOU depending on whether you’re:
• a first-time home buyer
• a homeowner considering refinancing or debt consolidation
• a real estate investor evaluating opportunities in 2026
This is real-world strategy based on what we’re seeing right now in January.

TIMESTAMPS
00:00 Rates hit 3 year low
00:42 Why prices held in 2025
01:23 2026 rate outlook
03:15 How rates move prices
04:32 Buyer plan for 2026
06:17 Owners and investors tips

WORK WITH ME
I’m a nationwide mortgage lender. If you want help buying, refinancing, consolidating debt, or investing, here's how you can reach out:
Apply here: https://chrislamm.floify.com/apply
Call/Text: 530-282-1166
Email: [email protected] 
NMLS: 209221
Company: Mortgage One | Equal Housing Lender

FOLLOW + CONNECT
Facebook: @itschrislamm
Instagram: @itschrislamm 
TikTok: @itschrislamm 
LinkedIn:  /    

SOURCES & DATA
Freddie Mac – Weekly Mortgage Rate Survey
National Association of Realtors (NAR)
FHFA House Price Index
Reuters & AP housing coverage

STAY CONNECTED

Subscribe for weekly housing, mortgage, and wealth strategy updates.

Comment Buyer, Homeowner, or Investor + your state, and I’ll tell you what I’d watch in your market.

Want to compare loans, prepare to purchase or to refinance? Find out the best option for you!
➡️ https://reddinglender.com/

🎯 TAP THE SUBSCRIBE BUTTON!