FIRST CITIZEN BANK : Test & Review in 2024 (is this bank reliable ?)

Описание: In this video, we review First Citizens Bank, a full-service bank with a strong presence in the Southeastern U.S. offering personal and business banking services. If you’re considering First Citizens for a mortgage, checking account, or business loan, this review will walk you through the pros and cons to help you make the right choice.

We start by covering the advantages: First Citizens Bank offers a comprehensive range of banking products, including checking, savings, mortgages, and business banking solutions. Their competitive mortgage rates and business loan options make them a top choice for homebuyers and business owners. Additionally, with over 500 branches, they provide convenient access to in-person banking for customers in their service areas.

However, the drawbacks include a limited national reach outside the Southeast, relatively low savings account interest rates, and monthly maintenance fees on some accounts unless specific conditions are met. Their digital banking tools are also basic compared to larger banks with more advanced mobile features.

Overall, we give First Citizens Bank a 7.5/10 rating. It’s a great option for customers looking for a community-focused bank with a wide range of services, but those in need of higher interest savings or advanced digital tools might want to explore other options.

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