HDFC PhonePe Ultimo Credit Card Review 2025 ⚡ 10% Cashback Reality Exposed!

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Kya HDFC PhonePe Ultimo Card lena chahiye ya yeh ek Trap hai? 🤔 Is video mein hum karenge iska complete review aur janenge "10% Cashback" ka poora sach, Hidden Platform Fees aur Capping ki reality. Hum compare karenge isse SBI Cashback aur Tata Neu Infinity se taaki aap sahi decision le sakein.
Video Highlights:
✅ 10% Cashback on Electricity & Mobile Bills (Reality)
✅ 5% Shopping Cashback ka 'Secret Trap'
✅ Hidden Platform Fees Calculation
✅ HDFC Ultimo vs SBI Cashback Comparison
✅ Final Verdict: Worth ₹999 or Not?
Agar aap UPI payments aur Utility Bills ke liye Best Credit Card dhoond rahe hain, toh yeh video end tak dekhein!
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