This Could Make Buying and Selling a Home MUCH Easier Next Year

Описание: Thinking about buying or selling a home in 2026?
This video breaks down three real solutions that could make the entire process much easier for both buyers and sellers next year — without waiting on rates to drop or the market to “fix itself.”

These aren’t predictions or trends… they’re practical strategies already gaining traction that can help you move with more confidence.

⭐ 1. Assumable Mortgages — Big Potential, Some Limitations

Many sellers with FHA or VA loans are allowing buyers to assume their existing mortgage — same terms, same balance, same monthly payment.
This can be a huge affordability boost for buyers and a major advantage for sellers.

But there are downsides:
• Buyers must qualify with the lender
• Buyers need cash or a 2nd loan to cover seller equity
• Most conventional loans cannot be assumed

When the pieces line up, this can be a win-win.

⭐ 2. 2-1 Buydowns — Lower Payments Without Price Cuts

A 2-1 buydown temporarily reduces the buyer’s interest rate for the first two years.
This helps buyers afford the payment and allows sellers to keep more of their equity.
It’s one of the most effective ways to make a transaction work in a high-rate environment.

⭐ 3. Smarter, More Transparent Listings

Pre-listing inspections, repair credits, utility info, and better prep create smoother negotiations and faster sales.
Plus, with Compass Concierge, sellers can cover the upfront cost of improvements, repairs, and prep — with no fees and no interest — so your home can hit the market looking its best.

If you’re planning to buy or sell in 2026, these solutions could make the process far less stressful than the last few years.

If you want help figuring out which option makes sense for your situation, feel free to reach out — I’m here to help.

Talk soon,
Tyler Stanley
Realtor
Compass
Atlanta, Ga
[email protected]


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