ESI Card Full Benefits Explained in Tamil 2026 -Free Treatment, Disability & Cash Benefits |Darshini

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ESI Card Full Benefits Explained in Tamil 2026 -Free Treatment, Disability & Cash Benefits |Darshini

00:01 – 🔔 Introduction (ESI Card என்ன?)
00:38 – 🆔 ESI Card & Employment State Insurance Scheme
01:06 – 🏥 Medical Benefits & Long-Term Coverage
01:22 – 👨‍👩‍👧‍👦 Family Coverage & Cash Benefits
01:44 – ✅ Eligibility Criteria (Salary & Company Rules)
02:11 – 🏢 Applicable Companies & Employees
02:41 – 💸 Employee & Employer Contribution Details
03:23 – 👨‍👩‍👧 Family Members Covered Under ESI
04:10 – 🤒 Sickness Benefit (70% Wage – 91 Days)
04:32 – 🤰 Maternity Benefit (26 Weeks)
05:24 – ♿ Disability & Dependent Benefits
05:49 – 🏥 ESI Hospitals & Dispensaries Availability
06:14 – 🌍 ESI Hospitals Across Tamil Nadu
06:33 – 🏥 Private Hospital Treatment via ESI
06:48 – 📝 How to Apply for ESI Card (Employer Process)
07:08 – 💳 E-Pechan / ESI Card Usage
07:36 – ✅ Conclusion & Call to Action

Source Link
https://esic.gov.in/contribution

Are you working in a private company and seeing ESI deduction in your salary slip but don’t know what it is? 🤔
This video explains ESI Card Full Benefits in Tamil in a simple and clear way.

ESI (Employees’ State Insurance) is a government medical insurance scheme for employees earning below ₹21,000 salary. If your company is registered under ESIC, ESI is mandatory for both employee and employer.

In this video, you’ll learn:
✅ What is ESI Card & how it works
✅ ESI eligibility criteria in India
✅ ESI salary limit & contribution percentage
✅ Medical benefits for employee & family
✅ Cash benefits during sickness (70% wages)
✅ Maternity benefits up to 26 weeks
✅ Disability compensation & pension benefits
✅ Who can use ESI card (wife, children, parents)
✅ ESI hospitals & dispensaries across Tamil Nadu
✅ How ESI card is applied by employer
✅ Difference between ESI & private insurance

ESI card gives free medical treatment, medicines, surgeries, and even cash support when you can’t work. Many employees don’t use ESI properly due to lack of awareness—this video will change that.

If you are an IT employee, factory worker, security guard, hotel staff, hospital staff, or private employee, this video is a must-watch.

📌 Have doubts about ESI, PF, salary slip, or employee benefits?
Comment below—we’ll make a video for you!

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Disclaimer: The information provided in this video is for educational and informational purposes only and does not constitute professional financial, legal, or medical advice. While we strive to provide accurate and up-to-date details regarding the Employees' State Insurance (ESI) scheme, rules and eligibility criteria may change over time per government regulations.

Viewers are encouraged to verify specific details with the official ESIC portal or consult with a qualified professional before making decisions based on this content. We do not claim to represent any government entity. Use of this information is at your own risk.