IBPS PO Interview 2025 | Top Banking & Financial Awareness Questions Asked | RBI, NPA, Schemes etc

Описание: Preparing for IBPS PO Interview 2025 and confused what to study in Banking & Financial Awareness (B.A. Questions)?
This video covers a full, structured list of real questions asked in IBPS PO interviews 2024–2025 on RBI, NPA, schemes, digital banking, economics, stock market, and more—exactly the topics panel members actually ask.

In this session, we discuss:

1. RBI & Monetary Policy (Most Asked in Interview)

• RBI basics: establishment year, first Governor, current Governor, Deputy Governors, structure
• Why RBI is called “Banker’s Bank”
• Repo Rate, Reverse Repo Rate, Bank Rate, CRR, SLR, OMO, MPC – definitions + impact on banks & economy
• Liquidity management, quantitative easing, how rate hikes affect loans, EMIs & credit flow

2. NPA, Loans, PSL & Govt Schemes

• NPA definition, impact on profit, NPA classification, recovery mechanisms, SARFAESI, OTS ideas
• Types of loans: secured vs unsecured, primary vs collateral security, credit risk, D/E ratio, credit rating
• Priority Sector Lending (PSL) – percentage targets for overall PSL, Agriculture, MSME, Housing etc.
• Important government schemes: PMJDY, MUDRA, PM Awas Yojana, Sukanya Samriddhi, KCC, PM Fasal Bima, Stand-Up India

3. Accounts, Payments & Day-to-Day Banking
• Savings vs Current account, FD vs RD, zero balance, dormant accounts, NRI accounts
• NEFT, RTGS, IMPS, UPI, e-RUPI, SWIFT – full forms, limits, when to use which system
• Cheques, DD, crossed cheque, cheque clearing, word–figure mismatch scenarios

4. Financial Inclusion & Social Schemes

• Meaning & importance of Financial Inclusion in India
• PMJDY, Digital India, Make in India, Stand-Up India and banks’ role

5. KYC, AML, Banking Security

• KYC – meaning, need, documents, re-KYC
• Money Laundering – stages, STR, CFT
• Hypothecation, Mortgage, Pledge, Lien
• DICGC – deposit insurance limit & coverage

6. Banking Operations, Basel III & Ratios

• Overdraft, locker operation, negotiable instruments, MICR, CTS
• Balance Sheet, Income Statement basics, provisions, CAR, LCR
• Basel III objectives & pillars

7. Digital Banking & FinTech

• Digital banking, mobile banking, YONO, wallets, AePS, UPI, NPCI
• FinTech, blockchain, cryptocurrency basics, AI in banking, API banking, tokenization
• CBDC, e-RUPI and digital payments landscape

8. Practical Branch Scenarios (HR + Role-play)

• Handling rude/angry customers, fraud doubts, service complaints
• Cross-selling, bancassurance, branch profitability, NPA recovery, data security

9. Economics, Markets & Institutions

• DP, inflation, deflation, stagflation, fiscal vs monetary policy, fiscal deficit, CAD
• Forex, BoP, IMF, World Bank, remittances, LRS
• Stock market basics – stock exchange, Sensex/Nifty, beta, market cap
• Mutual funds, CP, CD, G-secs, SEBI, insurance basics

10. RRBs, NABARD, SIDBI & Latest Trends

• RRBs – why formed, structure, role
•NABARD, NHB, SIDBI, EXIM Bank roles
• Recent RBI policy changes, consolidation, digital push, FinTech competition, startup lending, crypto stance

PLUS: IBPS PO INTERVIEW STRATEGY SECTION

• How to prepare B.A. questions smartly (concept understanding, not ratta)
• How to connect answers with your profile, region and branch role
• Personal HR questions: “Tell me about yourself”, “Why banking?”, “Why this bank?”, “5-year plan”, “Strengths & weaknesses”
• Scenario-based answers: NPA recovery, fraud handling, difficult customers, branch business growth
How to structure answers using simple frameworks (e.g., definition → example → impact → your role)

If you search on YouTube for:
“IBPS PO interview banking awareness questions”
“IBPS PO interview 2025 questions and answers”
“bank PO interview banking and financial awareness in Hindi/English”
this video is made exactly for you.

👉 Use this video to:

Build a checklist of all topics you must know for IBPS PO interview

Practice answers in your own words and language

Avoid random preparation and focus only on high-yield interview areas

If this helps your preparation:
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Best of luck for your IBPS PO Interview 2025 – go in with clarity, confidence and bank-ready knowledge!


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