3 NRI Mistakes That Cost Lakhs When Returning to India

Описание: 3 NRI Mistakes That Cost Lakhs When Returning to India

I just completed an 80-page NRI Blueprint for professionals planning to move back to India.
Moving back is not just relocation. It is a tax and timing decision.
Most costly mistakes happen in the first 24 months.
I am opening it to a small founding group.
5 serious respondents will receive a free copy in exchange for feedback.
If you are considering R2I in the next few years, fill out this short form: https://forms.gle/FpqWyTazWAvnuZaU7

I used Empower’s retirement calculator to validate my numbers before retiring early at 41.
You can try the same calculator here:
👉 https://empower.sjv.io/c/682090/10642...

Money Clarity Stress Test AI Prompts: https://forms.gle/XXwUhNzSop818unR8

Because of a hidden NRI tax window most people don’t even know exists — RNOR (Resident Not Ordinarily Resident).

In this video, I break down:
How RNOR works when you return to India
Why timing matters more than intention in tax planning
How foreign stocks, US property sales, and rental income are taxed differently
The biggest mistakes NRIs make with 401(k), Roth IRA, and foreign investments
Why breaking retirement accounts early can destroy 40% of your wealth
How money movement rules change the day you become a resident
FCNR vs RFC vs NRO accounts explained simply
How NRIs lose lakhs every year due to 30% dividend withholding
How DTAA + Form W-8BEN can legally reduce taxes and restore compounding

This is not about avoiding tax illegally.
This is about not paying taxes you never needed to pay.

If you are:
Returning to India from the US 🇺🇸➡️🇮🇳
An NRI with foreign stocks, ETFs, or property
Confused about RNOR vs ROR
Unsure what to do with your 401(k) or Roth IRA
Moving money across countries
…this video can save you years of silent financial damage.

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WHO AM I?
Hello I’m Sushant, I am financially independent and retired at the age of 41 with just my salary and smart investing.
I worked in corporate US for 17 years. I make practical, rational content on investing, personal finance, and much more with a data-backed approach.
My goal is to help you with financial literacy and creating wealth.

DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. MoneywithSwabi does not provide investment or Tax advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. All investing involves risk, including the possible loss of principal. Moneywithswabi is owned by Thakre, LLC.

Disclosure: Some links in this description are affiliate links, which means I may earn a commission if you use them, at no additional cost to you. I only share tools I personally use and trust.


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