Your Money Isn’t the Problem - Your Auto Pilot Is
Автор: Michael Invests
Загружено: 2026-02-02
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Have you ever gone through a “normal” month, no big splurges, no crazy purchases, and somehow your bank account still looks like it got mugged?
Rent paid. Groceries bought. A few takeout orders. A couple coffees. Some apps that made life easier. Subscriptions running in the background. And then you check your balance and the numbers don’t make sense.
Here’s the truth most people miss: it’s not always your income. It’s not just bills. It’s not that you “need a second job.”
It’s your financial autopilot, the habits you repeat without thinking.
In this video, Michael breaks down how your brain is wired for routine, comfort, and convenience… and how that wiring quietly drains your money through:
automatic routines that don’t feel like spending
convenience traps (delivery, upgrades, fees)
short term reward cycles after payday
lifestyle drift that happens without permission
subscription “silent charges” that multiply
emotional spending that feels like relief
outdated money beliefs that don’t work anymore
Then we flip the script with a simple strategy:
add friction to bad habits, automate the good habits, and use easy rules your brain can follow.
If you’ve been working hard but still feel stuck financially, this will explain why,and give you a practical way to take control without becoming a spreadsheet robot.
You don’t need to look rich.
You need to stop being stressed.
#personalfinance #moneyhabits #budgeting #savemoney #moneymindset #spendinghabits #financialfreedom #stopoverspending #lifestylecreep #moneymanagement
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