Lump Sum Investing vs Dollar Cost Averaging | The Best Approach

Описание: Lump Sum Investing vs Dollar Cost Averaging 📚 My book, Retire Before Mom and Dad-https://amzn.to/2MsRJ9B📊Best investment tracking tool-https://go.robberger.com/empower/yt-

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In this episode, we're going to be talking about lump sum investing versus dollar cost averaging. It's a question I got from a good friend earlier this week, and some viewers have actually reached out to me and asked about this. They've come into some money, we kind of know the markets are somewhat overvalued, richly valued, we kind of wonder when the next crash is going to happen. And they want to know, do I do I put it all to work now by investing the lump sum? Or do I spread it out over six months or 12 months or two years with a dollar cost averaging approach?

This is something I had to answer. About three years ago, when I sold three of my websites, I came into some money. What do I do? I answer that in the video. It's an important question, whether you're talking about a tax refund, you want to invest, maybe it's a bonus from work, maybe you inherited some money, or like me, maybe you sell a business. What do you do with the money/ And so what I want to do in this video is walk through eight things that I think we should consider

0:00 LSI vs DCA
1:20 We can't predict the future
2:33 Market Predictions
5:23 Stock Market Valuations
6:40 Odds favor Lump Sum Investing
10:13 But not by much
11:30 Emotions
13:23 Goas
14:25 Always follow a plan

#investing #lumpsum #dollarcostaveraging

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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