Should I sell my home or rent it out? Avoid these costly mistakes
Автор: Swanson Home Loans
Загружено: 2026-01-21
Просмотров: 69
Описание:
Selling your current home vs. keeping it as a rental is one of the biggest decisions homeowners are making right now—especially if you locked in a low fixed rate. In this video, Evan Swanson (Guild Mortgage | Senior Loan Officer + CFP®) breaks down the decision using a real-world example and highlights the most common (and expensive) mistakes.
✅ Down payment options if you don’t sell
✅ How your choice changes what you can qualify for
✅ The hidden costs of rentals (vacancy, maintenance, utilities, time)
✅ Why you need reserves when you own two roofs
✅ Tax concepts to be aware of when converting to a rental
✅ Capital gain exclusion + “2 out of 5” rule timing
If you’re thinking about upgrading your primary home and wondering what to do with your current one, this is for you.
Questions, comments? Reach out to me today!
Evan Swanson: Guild Mortgage - Swanson Home Loans
☎️ 503-488-1808
🌐 www.swansonhomeloans.com
▶️ evanswanson
Educational only — not tax advice. Please consult a CPA/tax professional for your situation.
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