Mortgages Explained for First-Time Buyers 📝 |

Описание: Mortgages can feel confusing—especially when you’re buying your first home. 🏡 In this beginner-friendly video, we explain how mortgages work, including down payments, interest rates, amortization schedules, and monthly payment breakdowns. You'll also learn the difference between fixed and variable rates, how to get pre-approved, and how to choose the right term length. This guide is perfect for anyone navigating the home buying process and wanting to make an informed, confident financial decision.