Is Florida Finally Fixing Insurance & Property Taxes? What Homeowners Must Watch in 2026

Описание: Welcome back to Monday Mortgage Minute with Tom McNamara and Bruce Woodburn, The Loan Arranger at CrossCountry Mortgage. As we head into 2026, Florida homeowners are facing important changes tied to insurance, property taxes, inflation, and mortgage rates. In this episode, we break down what’s improving, what still needs work, and what homeowners should be paying attention to right now.

In this episode, we cover:
• Homeowners insurance reform in Florida and why it matters
• Why Florida represents 79% of insurance lawsuits nationwide
• How tort reform and the end of assignment of benefits are impacting claims
• Why some insurance premiums may finally start to come down
• Inflation trends, the bond market, and how they influence mortgage rates
• Property tax proposals and who could benefit — and who could be impacted
• A real-world insurance claim story every Florida homeowner should hear

We also discuss the state’s ongoing reform efforts under Governor Ron DeSantis and why staying informed and engaged is critical for homeowners moving into the new year.

If you own a home, are thinking about buying or refinancing, or invest in Florida real estate, this episode offers timely insight as we move into 2026.

For mortgage questions or to explore your options, visit WeBringYouHome.com.

Bruce Woodburn, The Loan Arranger | 407.250.9144 | WeBringYouHome.com
Tom McNamara, EXP Realty | 407.754-6412 | TheMcnamaraExperience.com

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00:00 Introduction and Year-End Reflections
00:42 Property Taxes and Homeowners Insurance Insights
01:31 Homeowners Insurance Challenges and Legal Issues
05:02 Personal Anecdotes and Insurance Experiences
08:04 Property Tax Reforms and Public Reactions
10:24 The Role of Wealthy Individuals in Society
12:12 Conclusion and New Year Wishes