Considerations in having adequate Church Insurance Coverage

Описание: Questions Addressed during the Church Insurance Coverage Webinar
1. How to get an appraisal on a church building (time: 07:44) 2. Do you get extra points – explain what endorsements are (time: 14:24) 3. What about flood insurance for water breaks? (time: 17:31)

4. Other Property owned by the church (residential), does the same rule applies (time: 19:40) 5. We have a large building and want a smaller facility. If it were destroyed, does rebuilding affect anything (time: 25:29)
6. Can you insure the church for less than the replacement cost (time: 26:39) 7. What about wanting to do an addition to the existing building (time: 28:57)

8. Director and officer’s insurance, is that different from nonprofit organizations? Does a church need a director and officer’s coverage (time: 29:50) 9. Would it be a separate policy or an endorsement (30:29)

10. Pastoral misconduct? (30:52) What would be the cost for misconduct coverage (time: 31:27)

11. Can you get an endorsement saying all funerals are covered at the church (time: 34:42)

12. Is event insurance expensive (time: 36:15) What is the event insurance covering (time: 37:27) 13. Is there a difference between a funeral, a wedding event, and a meeting (time: 39:28) 14. What is a general liability (time: 41:42) I thought that general liability would cover much of this.15. How much to buy for event liability (time: 43:39) 16. Should the church have insurance, or should it be the people sponsoring the event (44:16) (see also #25 below)

17. What about taking a trip and taking some youth who aren’t members of the church (time: 46:17) 18. Does it make a difference for the coverage of the size of the van (time: 48:00) 19. What about renting a vehicle, van, or bus (time: 48:20) 20. What about driving a personal vehicle on trips (time: 49:22) 21. What’s the coverage for fifteen passengers van (time: 50:19)

22. What does it mean to be bonded, counting money (time: 50:51) 23. What about bonding the treasurer (time: 52:38) 24. Would all insurance companies need to practice bonding a position (time: 53:49) 25. Should the church ask for a certificate of insurance for events at the church (time: 56:27)

This information is for general purposes only and is not specific to any insurance policy. Churches should consult their insurance agent and read their policy documents to understand their coverage.