Credit score used by mortgages
Автор: Loan With Jen
Загружено: 2023-05-18
Просмотров: 1010
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What credit score is used by mortgage companies? Here’s the real facts, no BS answer: Mortgage companies all use the same scoring model, FICO. They pull all 3 credit scores from Experian, Transunion and Equifax, then take the middle of the 3. If you have a coborrower or cosigner, the lower of both of your scores is used. Bottom line: The lower your credit score, of all the borrowers is going to drive your interest rate and final approval.
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