What is a PHFA loan? | Learn about PHFA and how to qualify | Lancaster PA Real Estate

Описание: Unlocking Your First Home: Understanding PHFA with Kline Corbett Group & Traditions Mortgage!

Hey, everyone! It's Kiersten from the Kline Corbett Group, joined by Dave Fuchs from Traditions Mortgage. Today, we're delving into the world of PHFA - the Pennsylvania Housing Finance Agency. Ever wondered what PHFA is all about? Stick around as we break it down for you!

🌟 What is PHFA?
PHFA stands for the Pennsylvania Housing Finance Agency, and it's a game-changer for first-time homebuyers. Tune in as Dave explains the fantastic products PHFA offers to make your home buying journey smoother.

💰 Extra Help for First-Time Homebuyers
Struggling to save up for that down payment and closing costs? PHFA has got your back! Discover how it provides extra funds to ease the financial load for first-time buyers.

🏡 Who Qualifies?
Are you a first-time homebuyer? Dave outlines the criteria, and it's not as complicated as you might think. Learn why even if you owned a home years ago, you could still be considered a first-time homebuyer.

💳 Understanding Repayment
Curious about repayment? The answer varies based on the program you choose. Dave breaks down which programs require repayment and which ones don't, giving you the lowdown on your financial commitment.

📈 Credit Scores and Criteria
To access those down payment funds, you'll need a minimum credit score of 660. But that's not all – income limits and purchase price criteria are in play. Dave sheds light on these factors and more.

❓ Got Questions? We've Got Answers!
If you're a first-time homebuyer seeking assistance with closing costs and down payment, don't hesitate to reach out to either me or Dave. We're here for you every step of the way.

📲 Contact Us
Feel free to drop your questions in the comments or reach out through our contact information. Whether you're just starting your homebuying journey or have specific queries about PHFA, we're available anytime to assist you.

🏡 Make Your Homeownership Dreams a Reality
Ready to take the leap into homeownership? Contact us for expert guidance and make your dream home a reality. Thanks for tuning in, and remember, we're here to help you every step of the way. Have a fantastic day, everyone! 👋


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