Is Your SIP Return a LIE? CAGR vs XIRR Explained

Описание: Is your SIP return showing 14%? Your real return could be significantly lower — and the difference can cost you several lakhs over 10 -20 years. In this video, we break down CAGR vs XIRR and show you how to calculate your true SIP return in 2 minutes using Google Sheets.

⏱ Chapters:
0:00 — Introduction
0:36 — What is a SIP? (Quick recap)
1:12 — Rupee Cost Averaging explained
2:48 — The problem with CAGR
3:40 — XIRR — your real return
4:18 — How to calculate XIRR in Google Sheets
4:38 — 3 things to do this week

📌 What you'll learn:
• What CAGR actually measures — and why it's misleading for SIPs
• What XIRR is and why it's the honest measure for SIP returns
• How to calculate your XIRR in Google Sheets in under 2 minutes
• 3 actionable steps to take this week

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