How AI Is Transforming Financial Services Today

Описание: This panel discussion was recorded at the Thailand Fintech Festival, one of Southeast Asia’s leading gatherings for financial services, technology, and innovation leaders.

The session explores how artificial intelligence and machine learning are reshaping fintech and financial services, moving beyond hype to real-world applications. Panelists discuss practical use cases of generative AI, AI-driven lending and underwriting, alternative data, financial inclusion, collaboration between fintechs and banks, and the growing importance of governance, ethics, and regulation.

The discussion is moderated by Pedro Uria-Recio, fintech executive and AI leader in Asia.

Speakers featured in this panel:
Pedro Uria-Recio, Moderator
Daniel Minarik, Chief Data and Innovation Officer, Tatra banka
Anil Pinapala, Founder and CEO, FlexPay
David Pan, Head of KYC, Fraud and Payments Risk, ADVANCE.AI
Rosalia Gitau, CEO, Bixie
Mirko Twardy, Managing Director, Gläve + Partner GmbH


00:00 Introduction and panel context
03:00 Practical Generative AI use cases in fintech
08:00 Customer-facing vs internal AI applications
15:00 AI in lending and underwriting
20:00 Alternative data and financial inclusion
30:00 Fintech and bank collaboration models
37:00 Innovation dynamics and ecosystem partnerships
45:00 AI risks, ethics, and regulation
52:00 Discussion on a potential AI winter
58:00 Closing remarks