College Costs vs Real World Earnings

Описание: In this video, I run the complete break-even analysis on college degrees. I'll show you the exact math on when someone with $100K in student loans finally surpasses the net worth of someone who skipped college and invested instead. Spoiler: for many majors, the answer is age 54, 65, or never. I'll break down why college costs have increased 130% in real terms while graduate wages have stayed flat, why one in four college programs actually leave students financially worse off than if they'd never attended, and why we're giving six-figure loans to teenagers who've never had a real job.

This isn't an anti-education video. It's an anti-blind-faith video. College is a financial product, and like any financial product, you need to understand the return on investment before you buy it. I'll give you a framework for evaluating whether a degree makes financial sense for your specific situation, which majors actually provide positive ROI, and what alternative paths exist that nobody talks about.

#collegescam #studentloans #studentdebt #collegeroı #degreeinflation #highereducation #personalfinance #financialeducation #isstudentloansworthit #collegedebt #tradeschool #alternativestocollege #educationbubble #tuitioncosts

⚠️ DISCLAIMER: I am not a financial advisor, educational counselor, or licensed professional of any kind. The content presented on this channel is for educational and entertainment purposes only. All opinions expressed are my own and should not be construed as financial, investment, career, or educational advice. The calculations, projections, and scenarios presented in this video are hypothetical examples for illustrative purposes and involve numerous assumptions that may not reflect your specific circumstances. Investment returns are not guaranteed, and past performance does not predict future results. College ROI varies significantly based on institution, major, location, individual performance, career choices, and countless other factors. Some careers legally require specific degrees. The value of education extends beyond purely financial considerations. This video is meant to encourage critical thinking about a major financial decision, not to discourage education or disparage those who have pursued college degrees. Every individual's situation is unique, and you should conduct thorough research and consult with qualified professionals—including financial advisors and career counselors—before making significant educational or financial decisions.