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MINNESOTA HOME INSURANCE COST

Автор: Minnesota Fine Living with Lana

Загружено: 2026-02-21

Просмотров: 41

Описание: How much is home insurance in Minnesota? Why are Minnesota home insurance costs higher than many buyers expect?

In this episode of Minnesota Living with Lana, I sit down with John Simeon, insurance agent with State Farm Insurance, to break down what really drives Minnesota home insurance costs.

We discuss:

• Average home insurance costs in Minnesota
• Why roof age impacts insurance premiums
• How prior claims history affects new buyers
• Inspection issues that trigger higher premiums
• When to contact an insurance agent during the buying process
• Insurance differences for relocation buyers
• What upsizing and luxury buyers should review
• Condo and HOA insurance misunderstandings

If you are relocating to Minnesota, upsizing into a larger home, downsizing into a townhome, or buying a higher-value property, understanding homeowners insurance in Minnesota is critical before making an offer.

Insurance should be part of your buying strategy — not an afterthought.

If you’re planning to buy, sell, or relocate in Minnesota and want a smooth process without surprise costs, I’m happy to help guide you through every step.

Lana Kalinowski, Realtor®
Edina Realty
Serving Eagan, Woodbury, Edina, Minneapolis, Saint Paul & the Twin Cities
📞 651-706-6661
#LanaKalinowskiMN

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MINNESOTA HOME INSURANCE COST

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