Your Asset Allocation Is Probably Wrong (Fix It Now)
Автор: The Finance Guy
Загружено: 2026-01-26
Просмотров: 1826
Описание:
Discover the asset allocation framework that actually works across every decade of your life and stops you from building your retirement on a foundation of sand. This video reveals the three investor risk profiles, age-based allocation percentages, and the mathematical truth about stocks versus bonds. Learn why the Rule of 100 is dangerously incomplete and find out the exact portfolio percentages for your 20s through 60s. Watch now to build a portfolio that matches your life instead of following outdated formulas from 1985.
0:00 - Introduction
1:17 - Why Standard Advice Fails
2:43 - The Three Investor Profiles
8:05 - Your 20s Through 40s
12:03 - Your 50s and 60s
15:17 - The Historical Data
16:14 - Your Action Plan
📊 SOURCES & STUDIES
Darrell Wealth Management – S&P 500 vs Bond Performance Graph (2012-2022)
Vanguard – Millennial and Baby Boomer Equity Allocation Study (2020)
Vanguard – 60/40 Portfolio Historical Returns (1926-2018)
Fidelity – Asset Allocation Impact Study (1926-2022)
Kahneman & Deaton – Rolling Period Stock Market Returns Analysis
⚠️ DISCLAIMER
This content is intended for educational and entertainment purposes only and should not be construed as financial advice. I am not a licensed financial advisor, and nothing in this video constitutes a recommendation for any specific investment or financial decision. Always seek guidance from a qualified financial professional before taking action on your personal finances.
#assetallocation #portfolioallocation #retirementplanning #stocksandbonds #investingstrategy
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