Predictable Cash Flow with Private Mortgage Notes

Описание: In this MAREI meeting replay, real estate attorney and investor Jeff Watson explains why mortgage notes create more predictable monthly cash flow than rentals — and why many investors are shifting strategies.

Most real estate investors hope rentals work out.
Banks don’t hope — they design predictable income.

In this live MAREI meeting, Jeff Watson, real estate attorney and seasoned investor, breaks down the predictable-income side of real estate and explains why more investors are moving away from traditional rentals and toward private mortgage notes.

You’ll learn:
✔ Why rentals feel riskier today
✔ Why the 1% rule and 50% rule no longer work
✔ How mortgage notes generate predictable monthly income
✔ Why banks prefer notes over owning property
✔ How investors protect capital with built-in equity cushion
✔ Why legacy investors choose notes their kids actually want

Jeff also shares real numbers, real deals, and real stories — including why he’s actively reducing his rental portfolio after 30+ years and focusing on predictable income instead.

👉 Want to Go Deeper?

Read the January Newsletter
www.MAREI.org/Newsletter

Join us in Overland Park for a 9-2 Workshop January 17th (2026)
www.MAREI.org/Calendar

Go straight to the NoteSchool 2-Day Bootcamp, where investors learn how to:
• Buy performing and non-performing notes
• Create seller-financed notes
• Protect capital with equity cushion
• Build predictable monthly income without tenants

🎓 Get the Discounted Offer Here:
👉 https://www.NoteSchool.com/MAREI
💸 Use code: MAREI to reduce the price significantly
MAREI does earn a referral fee from NoteSchool

About The MAREI Meeting

This presentation was recorded live at a MAREI (Mid-America Association of Real Estate Investors) meeting in Overland Park Kansas on January 13
📍 Learn more about upcoming meetings & workshops:
👉 https://www.MAREI.org/Calendar

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If predictable income matters to you, this channel is for you.

⏱️ VIDEO CHAPTERS (TIMELINE)
00:00 – Welcome, Announcements, Network is Your Networth, and Whats Working in 2026
20:00 - Introduction of Notes and Jeff Watson
24:29 – Jeff Watson Takes the Stage
25:17 – Why Predictable Monthly Income Matters
28:15 – The Two Reasons Jeff Invests in Real Estate
32:50 – The Problem with Rentals Today
35:00 – Landlords, Deal Hustlers & Everyone In Between
41:26 – Why Jeff Sold His First Rental After 32 Years
44:36 – Why the 1% Rule No Longer Works
46:51 – Why the 50% Rule Is Breaking Down
49:36 – Rentals vs Notes: Who Really Gets Paid?
52:15 – How Notes Create 3X the Cash Flow
53:44 – The $100,000 Equity Cushion Explained
55:50 – What Happens If a Borrower Stops Paying
58:17 – Why Amortization Favors Note Investors
59:35 – Where to Buy Mortgage Notes
1:01:38 – The Perfect Storm for Note Investing
1:04:40 – Legacy Planning: Why Kids Want Notes, Not Rentals
1:09:04 – How to Start Small & Stack Notes
1:12:20 – Saturday Workshop Overview
1:16:05 – Why Being the Bank Beats Being the Landlord
1:17:25 – Final Thoughts & Call to Action
00:00 – Welcome & Introduction
24:29 – Jeff Watson Takes the Stage
25:17 – Why Predictable Monthly Income Matters
28:15 – The Two Reasons Jeff Invests in Real Estate
32:50 – The Problem with Rentals Today
35:00 – Landlords, Deal Hustlers & Everyone In Between
41:26 – Why Jeff Sold His First Rental After 32 Years
44:36 – Why the 1% Rule No Longer Works
46:51 – Why the 50% Rule Is Breaking Down
49:36 – Rentals vs Notes: Who Really Gets Paid?
52:15 – How Notes Create 3X the Cash Flow
53:44 – The $100,000 Equity Cushion Explained
55:50 – What Happens If a Borrower Stops Paying
58:17 – Why Amortization Favors Note Investors
59:35 – Where to Buy Mortgage Notes
1:01:38 – The Perfect Storm for Note Investing
1:04:40 – Legacy Planning: Why Kids Want Notes, Not Rentals
1:09:04 – How to Start Small & Stack Notes
1:12:20 – Saturday Workshop Overview
1:16:05 – Why Being the Bank Beats Being the Landlord
1:17:25 – Final Thoughts & Call to Action


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