Why Closing Costs Are Not One Number
Автор: Mortgage Made Simple Podcast
Загружено: 2026-01-15
Просмотров: 5
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How much should you expect to bring to the closing table?
In this episode, we tackle one of the most confusing mortgage questions and show why “closing costs” are not just one number. We break everything into four clear buckets.
• Lender fees
• Third-party fees
• Prepaid items and escrow setup
• State-specific costs
You will learn why closing at the start of the month can cost more than closing at the end, how seller concessions really work, and why generic online estimates fall apart fast.
We also share the three questions every buyer should ask their lender to avoid surprises at closing.
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