How Canadians Create Tax-Preferred Income After 65

Описание: Book a call with me here: https://calendly.com/s-francescut-ipc...

Most Canadians expect taxes to go down in retirement — but for many people, the opposite happens. After age 65, mandatory RRIF withdrawals, taxable government benefits, and lost credits can quietly push your income higher and trigger OAS clawbacks.

I created this video to explain why retirement taxes often increase, and more importantly, how Canadians can take back control. I walk through the specific strategies that allow you to build tax-advantaged income after 65 — without giving more to the CRA than necessary.

You’ll learn how tools like TFSAs, pension income splitting, age and pension credits, RRIF withdrawal timing, and tax-preferred income sources can work together to reduce taxes and protect government benefits. I also explain the powerful “tax-control window” between ages 60 and 71 — and how planning during this period can save tens of thousands in future taxes.

Retirement isn’t about eliminating tax entirely. It’s about structuring your income so you stay in control year after year. If you’re approaching retirement and want a clear strategy for turning savings into flexible, tax-efficient income, this video will give you a strong framework to start with.

If you’d like a personalized retirement tax strategy, click the link above to book a discovery call. And if this was helpful, don’t forget to like the video, subscribe, and share it with someone who’s getting close to retirement.








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