Plot + Construction Loan | Full Step-by-Step Process for Credit Managers & Bankers

Описание: Are you confused about how to process a Plot + Construction (P+C) home loan case?
In this video, I’ll explain the complete loan process from login to last tranche disbursement, with practical examples, eligibility calculation, LTV, FOIR, margin verification, and bank/NBFC standard policies.

🎯 What You Will Learn:
✅ How to assess plot and construction loan applications
✅ Setting eligibility based on income, LTV & FOIR
✅ How to split loan amount between plot & construction
✅ Margin requirement and how to verify it
✅ Disbursement process in tranches
✅ Final tranche release conditions
✅ Standard policies followed by banks and NBFCs

📊 Case Example Covered:
• Customer Income: ₹50,000/month
• Plot Value: ₹10 Lakhs
• Construction Estimate: ₹20 Lakhs
• Total Project Cost: ₹30 Lakhs

📄 Download Standard Policy PDF (For Reference):
👉https://drive.google.com/file/d/1q4Pf...

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