CPP and OAS Payment Schedule 2026 Important Updates

Описание: If you're receiving CPP or OAS in 2026, it's essential to know exactly when your payments will arrive each month. In this comprehensive video, we provide the complete, confirmed payment schedule for 2026, explain how the Canada Pension Plan and Old Age Security work together, and cover everything you need to know about payment amounts, eligibility rules, direct deposit, GIS benefits, and important updates that could affect your financial planning this year.
What's Covered: We walk through the exact payment date for every month in 2026, explain the third-last business day rule, and clarify how weekends and holidays affect your deposit timing. You'll also learn about maximum and average CPP amounts, OAS clawback thresholds, GIS eligibility requirements, survivor and disability benefits, and critical action steps to ensure you receive every dollar you're entitled to.
🇨🇦 What You'll Learn:
• What is the OAS clawback and who does it affect?
• Guaranteed Income Supplement (GIS): maximum amounts and eligibility
• Why you must file taxes every year to keep your GIS
• CPP post-retirement benefit: how working adds to your pension
• Child-rearing and disability provisions that increase CPP
• Can you receive CPP and OAS at the same time?
• What happens to your pension if you move outside Canada?
• Is CPP running out of money? The truth about sustainability
• How inflation indexing increases your pension every January
• Budgeting strategies for living on a fixed income
• Provincial benefits and federal tax credits for seniors
• How to update your information with Service Canada
• Common mistakes that delay or reduce payments
⏱️ VIDEO CHAPTERS (TIMESTAMPS)
00:00 – Introduction: Critical CPP Payment Information for 2026
01:50 – Complete CPP and OAS Payment Schedule for 2026
04:30 – Understanding the Third-Last Business Day Rule
06:20 – Direct Deposit vs Mailed Cheques: What You Need to Know
08:40 – CPP Payment Amounts: Maximum and Average in 2026
12:10 – Should You Take CPP Early or Wait Until Age 70?
15:30 – CPP Disability Benefits: Eligibility and Payment Amounts
19:00 – Survivor Benefits: What You're Entitled to After Loss
22:45 – Old Age Security Explained: Eligibility Requirements
25:30 – OAS Payment Amounts and the 10% Increase at Age 75
28:10 – What Is the OAS Clawback and Who Does It Affect?
31:20 – Guaranteed Income Supplement: Maximum Amounts and Rules
34:40 – Why Filing Taxes Every Year Is Critical for GIS
37:10 – CPP Post-Retirement Benefit: How Working Increases Your Pension
39:50 – Child-Rearing and Disability Provisions Explained
42:30 – Can You Receive Both CPP and OAS at the Same Time?
44:20 – Working While Receiving CPP and OAS: What You Should Know
46:50 – What Happens to Your Pension If You Move Outside Canada?
49:30 – Is CPP Going Bankrupt? The Truth About Sustainability
52:00 – How Inflation Indexing Increases Your Pension Each January
54:20 – Budgeting on a Fixed Income: Practical Tips for Seniors
57:00 – Provincial Benefits and Federal Tax Credits You May Qualify For
59:30 – How to Update Your Information with Service Canada
61:40 – Key Action Steps: Direct Deposit, Tax Filing, and More
64:00 – Final Recap: Everything You Need to Remember
66:30 – Share Your Questions and Subscribe for Weekly Updates
📞 Service Canada Contact Information:
• Phone: 1-800-277-9914
• Website: canada.ca/en/services/benefits/publicpensions
• My Service Canada Account: canada.ca/my-service-canada-account
📺 Subscribe to Canada Pension Update for weekly, reliable information on CPP, OAS, GIS, and all federal benefits for Canadian seniors. We provide clear, fact-checked updates you can trust to help you make informed decisions about your retirement income.
🔔 Turn on notifications so you never miss critical updates about payment schedules, benefit increases, eligibility changes, or new programs that could affect your financial security.
💬 We read and reply to comments! Please share your questions, concerns, or experiences below. Let us know where you're watching from and what topics you'd like us to cover next. Your feedback directly shapes the content we create for Canadian seniors.
⚠️ Important Disclaimer: This video is for informational and educational purposes only and does not constitute financial, tax, or legal advice. For personalized guidance regarding your specific situation, please contact Service Canada directly or consult with a qualified financial advisor or tax professional.
Key Topics Covered: CPP payment dates 2026 | OAS payment schedule | GIS eligibility | Direct deposit setup | Maximum CPP amounts | OAS clawback explained | Survivor benefits | CPP disability | Pension planning | Retirement income Canada | Service Canada updates | Canadian seniors benefits
#CPP #OAS #CanadaPension #CPP2026 #OAS2026 #ServiceCanada #SeniorBenefits #GIS #RetirementCanada #CanadianSeniors